Bad Debt Personal Loan Advice From Tame Your Debt

New Credit Card Comparison Site

These days using credit cards just makes sense. I’m not just talking about the short-term benefits of being able to roll an unexpected bill over to the following month. Sure, that can be help sometime but there are also plenty of other reasons to use a credit card. My personal favourite is the protection that buying something on a car affords you. You get instant insurance which offers you security as the buyer. Of course there are often a variety of additional benefits from airmiles to cashback when you use your card.

Now, as we’re all aware, you need to be careful and organized about it. People who misuse credit cards soon learn the error of their ways, but if you’re willing to be mature about their use and pay them down whenever possible, credit cards can be a real lifesaver.

Have you signed up for a new credit card recently? How about considering the credit cards in your wallet? If you’re like most people, you’ve probably had your cards your years and don’t really pay too much attention to the rates or the benefits you receive.

But this can be a real mistake. Credit card comparison sites like Know Your Money can reveal some shocking information. You will be able to see just how good a deal you could really get if only you’re smart about it and are willing to make a change. Suddenly all the “tricks” and gimmicks that card companies use to attract new customers are there for all to see - and you can finally compare all the various deals to see which would really be best for you.

For example, why not swap any existing balances onto a 0% APR card for 6 months so you’re only paying off the balance rather than the interest? How about getting extra benefits in terms of points and rewards? If you use credit cards, it would be well worth taking a look at this comparison site to see just how much you could save.

Popularity: 45% [?]

Posted in Credit Cards, Money Saving |

Finding Cheap Van Insurance

If you are a commercial van driver it goes without saying that you appreciate the importance of suitable insurance cover for your van. After all, no van equals no income for you, but that doesn’t necessarily mean you have to pay over the odds for it.

Infact, here’s an interesting little secret you may not know…

Not only are there direct insurance companies offering policies, but they also try to increase their reach by offering these same policies at “wholesale” prices to a number of nationwide brokers. These brokers then sell these policies on and the difference in cost between what they buy them for and what they sell them for they keep as a profit.

This means that as with travel agents, you can sometimes find the same product available for a different price depending on who you speak to as that particular broker may be willing to accept a lower commissions rate.

In the past, even if you knew about this loophole (which I didn’t!) then actually using it to save money was difficult. A considerable amount of legwork was required in researching and then telephoning as many brokers as you could find to compare their deals. Let’s also not forget that each time you had to give the same endless list of details so they could quote you.

What I’ve recently discovered is a website that concentrates on getting you the cheapest van insurance possible which makes the whole process much more convenient. It amazingly includes the ability to search through a boatload of brokers, providing you with 15 different competing quotes after you enter in your details just once.

It is therefore not only incredibly time-efficient for you (far less shopping around needed to find a good deal) but of course also has the potential to save you a considerable amount of money.

Popularity: 49% [?]

Posted in Insurance |

How The University Kid Made $7,500 In 2 Months

Jason at The University Kid is going to reveal this week how he made $7,500 in the last 2 months so if that sounds of interest, get over to his entrepreneur blog and find out more.

Popularity: 50% [?]

Posted in Earn More |

Making Money From Blog Contests

A really popular way at the moment for new blogs to receive an avalanche of traffic is with a blog contest. Prizes vary from the pointless (a childrens book) to the amazing (computers, vacations etc.). What’s more, the way to enter varies wildly too - from just adding a comment to their blog to signing up for offers, spending money and so on. Generally the bigger the prize, the harder you will have to work for it understandably.

But here’s the thing. Not so long ago, with a bit of time of my hands, I thought it might be fun to enter one of two competitions. Surprisingly, I won. So I entered a few more. And I won one or two more. Over the last 6 weeks or so I have now won 2 camcorders, $100 in cash, $400 worth of books, free advertising on a popular website, a t-shirt and a piece of software worth over $100. The total time spent on all this was around half a day of effort. That’s pretty amazing, don’t you think?

And so I thought I’d draw your attention to all the free stuff I’ve been winning and how you can do the same if you’re willing to apply yourself.

In my experience, the best competitions are where you have to do a little something. Where all you have to do is add a comment, the competition will likely get hundreds, even thousands of entries. But if you have to do something a little harder, 90% of the people who hear about the competition won’t bother entering. I’ve written articles, I’ve completed surveys and that sort of thing. Not hard, but enough to count out the majority of my potential competition.

I myself wouldn’t bother entering a competition where I had to do loads of stuff, just enough to make a difference. Personally I wait until the competition is drawing to a close to see how many people have applied. If the competition finishes in a couple of days and there are only half a dozen entries I jump straight in. And it’s a method that seems to have worked well so far.

So why not get out there, visit some blogs (BlogCatalog.com is my favorite place to find them) and get entering some competitions. And if you win anything, please let me know!

Popularity: 50% [?]

Posted in Freebies |

New UK Bargain Hunting Website

If you’re a sucker for a deal and for saving money then this new site might just be for you.

Grab It Now is an exciting new concept with one focus - they offer one great deal each day. The deals aren’t generally repeated so in order to get that deal, you have to grab it now, hence the name.

The actual savings available are huge and the site shows you comparable costs with other retailers and I personally think they’ve offered some great products recebtly like cordless headphones, mp3 players and the like. The savings are all substantial and this looks like a perfect place to shop for birthday or Christmas presents if you’ve got the time and patience to keep an eye on the site over time.

They offer both an email newsletter and an RSS feed so you can stay updated with their latest offers without having to keep logging into the site every day to make life easier.

As if the prices and products weren’t enough the site is also very attractive to look at and simple to navigate.

Incase you can’t tell - I really like it!

Snap up a bargain today at GrabItNow.com

Popularity: 52% [?]

Posted in Money Saving |